With the economy being shaky for some time in the US, people with little or no savings have been living paycheck to paycheck. In such a scenario, the emergency expense would destroy their budget. Seeking a traditional bank loan would be impossible for people with…

Teaching your kids about finances may be the last thing on your mind, especially since they are likely years away from joining the workforce themselves and having any of their own money to worry about. However, passing financial tips on to your children when they…

Debt is that one thing, that begins to pile up can be extremely overwhelming to deal with. It adds to the emotional stress. When debt has piled up, we think that we can handle it on our own. The lack of skills to handle finances…

Home loan refinancing revolves around getting a new loan from a lender other than the original to repay the existing loan. You should always use a home loan EMI calculator before opting for refinancing. But people often wonder about some good reasons to refinance their…

Understanding how to properly manage your finances is a process.  Most people aren’t financial geniuses right out of high school, and it pays to take a little initiative when it comes to learning how to handle money.   If you didn’t have the best teachers surrounding…

Purchasing insurance is no longer complicated as you do not require to plan a meeting with an insurance agent. You can purchase direct insurance directly from the insurer. And you no longer need to go through a financial agent or advisor. Direct insurance is never…

A second mortgage is a loan that is taken by using the equity on the already mortgaged property which is used as collateral. The equity can be used by the homeowner for financing other projects. The mortgage is referred to as the second mortgage because…

In a world where businesses are claiming global markets and aiming to capture them, compliance with consumer behaviour is crucial. However, changing boundaries have also caused changes in purchasing behaviour. Businesses must, therefore, be flexible to remain competitive. What Is A Payment Gateway? A payment…

Staffing agencies usually have varied financial obligations to meet. From worker’s compensation insurance, marketing to office equipment maintenance, the options are endless. Yet, they face the challenge of payroll funding. That is why most of these companies choose to finance their invoices through the services…